Car accidents are, unfortunately, an everyday phenomenon in Alabama. Even if you are the safest driver on the road, you can't control what other motorists do. By understanding your legal rights and responsibilities in the event of a car accident in Alabama, you can...
Auto Insurance
Exhaustion and Set-Off: All You Need to Know About Uninsured/Underinsured Insurance Coverage Part 7
In the last blog post in a seven-part series, our Birmingham car accident attorneys explain exhaustion and set-off in regard to how auto insurance coverage works when an underinsured motorist has been involved in a crash. An insured need not give up their rights to...
Is the Claimant an “Insured”? All You Need to Know About Uninsured/Underinsured Insurance Coverage Part 6
In the sixth blog post in a seven-part series, our Birmingham car accident attorneys explain who is insured under certain auto insurance policies. Courts in Alabama have recently issued several judgments surrounding the issue of when a claimant is an insured under a...
What is Stacking? All You Need to Know About Uninsured/Underinsured Insurance Coverage Part 5
In the fifth blog post in a seven-part series, our Birmingham car accident lawyers explain how stacking works with uninsured/underinsured motorist (UM/UIM) auto insurance coverage. Stacking insurance coverage allows insureds to increase their level of UM/UIM coverage...
Was the Claimant “Occupying” the Vehicle? All You Need to Know About Uninsured/Underinsured Insurance Coverage Part 3
In the third blog post in a seven-part series, our Birmingham car accident attorneys explain the occupancy requirement for uninsured/underinsured motorist auto insurance coverage. Insurance policies containing UM/UIM (uninsured/underinsured motorist) coverage may...
What the Insurance Company Doesn’t Tell You
Insurance companies are not on your side. No matter how compassionate they sound, no matter how gently they prod into the events of the crash, their goal is to save as much money as possible while placing higher premiums on those found at fault for a crash. Here are...
Did You Reject UM/UIM Coverage? All You Need to Know About Uninsured/Underinsured Insurance Coverage Part 1
In the first blog post in a seven-part series, our Birmingham car accident lawyers explain uninsured/underinsured motorist (UM/UIM) auto insurance coverage. Alabama law requires insurance companies to offer uninsured/underinsured motorist (UM/UIM) coverage to their...